Let's Us Help Boost Your
Credit Score!

We are experts at helping our clients remove inaccurate items, add new positive credit, and improve their credit scores legally and ethically. Schedule a free consultation with one of our credit experts in Lindale, Tyler & Longview, TX now! 

Don’t Let Bad Credit Hold Back Your Dreams

Credit impacts almost every area of your life. With better credit, you can keep more of your hard-earned money while putting your increased purchasing power toward the stuff of your dreams:

Black woman holding credit card isolated

Become a Homeowner

Save thousands on your mortgage.

Buy or Lease a Vehicle

Stretch every dollar with low fees interest rates.

Lower Your Interest & Cost of Living

Pay less for your phone, insurance, and utilities.

Better Career Opportunities

Pass an employer’s credit check with confidence.

We Can Help You Achieve All of the Above and Much More!


Out Of Your Way

Having less-than-perfect credit can cost you thousands of dollars in interest and fees. It can even keep you from getting the financing you need to pursue your goals. That’s where Cut Up Debt steps in to help!

Address Your Negative Accounts

If a negative item can be legally removed we will help you make sure it happens.

Protect Your Legal Rights​

Our attorneys identify collection and reporting violations and turn them into cash for our clients.

Build New, Positive Credit Quickly​

We advise our clients on opening new accounts that have proven to build credit effectively.​

Resolve Your Outstanding Debts​

We help remove the difficult accounts with balances by negotiating on your behalf.​

Any negative credit Item could be removable

What Errors Are Killing Your Credit?

Find Out Now with a FREE Credit Review!

Trust your future With Proven

Credit Experts Since 1993

Cut Up Debt has helped hundreds of consumers in Lindale, Tyler & Longview, TX improve their lives by using our proven methods. We take the time to get to know your situation and create a personalized strategy. You need a company that can get results and, most importantly, prepare you to maintain your improved financial status. We provide every client with personalized counseling as well as live client support.

Kyle Frasier, Licensed Minister & Founder of Cut Up Debt

You Could See Results in as Little as 45 Days

On average, our clients start to see results in the first 45 days and successfully graduate from our services in only 4-8 months. Here is how we help you improve your credit:

FREE Credit Review​

It starts with reviewing your credit reports and developing a personalized action plan to address all potential issues and areas of improvement.

Credit Audit

To help you understand your credit situation we prepare an easy-to-understand report after analyzing your credit files and scores.

Identify Inaccurate Items

We work with you, the credit bureaus, and the creditors to identify illegally reporting items and help you get them removed from your credit files.

Credit Coaching​

Our credit experts get familiar with your history and provide you professional advice on what you can do to reach your financial goals.

Premium Services for One Low Price

Our Credit Audit fee is $349 but is currently on sale for $299.  While our monthly fee is $129 but is currently on sale for $109. 

24/7 Online Support

Follow your status online with access to your personal credit portal.

Personalized Attention

We keep you informed the entire time so that you know exactly what’s happening.

Fast Results

Our goal is to help you graduate our services so you can start living your dreams.

We Make Improving Your Credit Easier Than Ever!

We Walk Every Step With You

Identify Inaccurate Items on Your Reports

Analyze and Reply to Credit Bureau Responses

Handle Your Creditors & Collectors Directly

Advise on Best Methods to Build and Keep Good Credit

What our clients are saying


Let Us Help Restore Your Credit Scores!

We Are Ready Now to Start Serving You. There Is Nothing to Gain by Waiting Any Longer.